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How to use several Dominican banks to see your spending

Payroll lands in one bank, a card lives in another, and delivery goes out from a third account. This guide follows a single purchase across those institutions, without sharing a bank password.

Frainer Encarnación

Founder of Viollet·Published October 1, 2026·5 min read

On this page
  1. Follow the transaction
  2. Alert layout
  3. When the email arrives
  4. Connect without a password
  5. Honest limits
  6. FAQ

You pay RD$2,480 at a sample supermarket. The card taps the terminal. In that second the movement is not in any expense app yet. It is in transit: card network, bank, email, and only then a line in the month.

In the Dominican Republic that route almost never lives in one institution. Payroll lands in one bank. A credit card lives in another. A debit card covers the colmado. Each app shows its own balance. This guide follows one packet, one alert, through that system. The figures are examples.

The alert does not leave in the same second

One card tap at t = 0 fans out into three sample banks. The alert envelopes travel at different speeds while a clock runs. Each one lands in a small Viollet feed that reorders as messages arrive. Arrival order and tap order are different.

t = 62 min. First in the feed: Sample bank B, at 9 min.

t = 0ABC

Viollet feed

  1. 1. Sample bank B. Arrived · Fast
  2. 2. Sample bank A. Arrived · Slow
  3. 3. Sample bank C. Arrived · Slow
  1. 2Sample bank AArrived · FastArrived · SlowOn the way · FastOn the way · Slow
  2. 1Sample bank BArrived · FastArrived · SlowOn the way · FastOn the way · Slow
  3. 3Sample bank CArrived · FastArrived · SlowOn the way · FastOn the way · Slow

Connecting is not signing in

You pick the institutions you want to follow. Viollet does not ask for a username, password, token, or card details. Access to the bank stays between you and the bank.

Then you connect Gmail to sync the financial senders you authorize, or you forward the notices. The app is built for those transaction alerts, not to organize your personal mail.

The catalog covers more than 15 Dominican banks, including major banks and cards. Compatibility depends on the email layout. If an institution is missing, it can be evaluated with a sample alert, not with the password.

What this path does not promise

Viollet does not replace your bank app. Balances, disputes, card locks, and official statements stay there.

It does not see cash or a movement the bank never emailed. If a bank changes the alert layout, processing may need an adjustment, without anyone asking for your password.

It does not read your personal conversations. Gmail sync is built around the financial senders and institutions you authorize.

Google may show an extra warning while Viollet completes the annual security assessment required for restricted Gmail scopes. Continue only if you recognize the request is from Viollet and you understand the read-only access being asked.

Questions before you pick institutions

Do I have to give the bank password?

+

No. Viollet does not ask for an online-banking username, password, token, or card credentials. It reads bank email notifications.

What does connecting a bank mean?

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It means choosing that institution so Viollet can look for its transaction alerts. It is not a sign-in to the bank app.

Which Dominican banks are included?

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Viollet works with notifications from more than 15 Dominican banks, including major banks and cards. Compatibility depends on the email layout. The banks page shows the configured catalog.

What if my institution is missing?

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It can be evaluated if it sends transaction notifications by email in a consistent layout. A sample alert is enough. The password is not.

Does this replace the bank app?

+

No. Each bank remains the official source of its balance. Viollet organizes alerts across the institutions you choose.

Is the beta free?

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Yes. While the public beta is open, access is free, no card is required, and it includes Plus features.

What about the bank that never emails?

+

That activity does not come in on its own. Cash and payments without email still need a note if you want them in the month.

Public beta

Pick the banks that already email you

You can turn those alerts into a categorized month, without a bank username or password. Public beta, no card.

Join the betaSee how it works
All guidesExpense tracking in the Dominican RepublicBank emailsBudget in RD$How Viollet worksSupported banksSecurityFAQ

On this page

  1. Follow the transaction
  2. Alert layout
  3. When the email arrives
  4. Connect without a password
  5. Honest limits
  6. FAQ
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Follow this transaction

The diagram moves with the text. You can also press Follow this transaction and watch the packet cross each station.

Merchant, amount, and card are an example. Not a real receipt.

Follow this transactionColmado / supermarketNetworkBankAlert emailViolletDashboardTransaction packet

Step 1 of 6

The terminal accepts the card

  1. Step 1 of 6

    The terminal accepts the card

    The cashier does not open Viollet. The bank does not ask you to log the purchase. The charge exists first as an authorization at the merchant.

    Sample supermarket · SUPERMERCADO EJEMPLO · RD$2,480 · ****4412

  2. Step 2 of 6

    The card network moves the notice

    Between the merchant and your bank there is a rail you never see. The packet is not an email yet. It is a card movement.

  3. Step 3 of 6

    Your bank records the charge

    The institution that owns the card posts the amount. The official balance lives here. Viollet does not enter that session.

  4. Step 4 of 6

    The bank writes the email

    If that institution already sends alerts, the packet becomes a notice: amount, merchant or description, date, sometimes the last digits. You were already getting that message before Viollet.

  5. Step 5 of 6

    Viollet reads only that notice

    You picked that institution in the catalog. Viollet looks for the authorized email. It does not ask for a username, password, token, or card details.

  6. Step 6 of 6

    The line enters the month

    The movement joins the other institutions you follow. You can open the source email. The official balance still lives in the bank app.

The same charge, four templates

Banks do not write the same way. Switch the sample layout and see which fields can be extracted. There are no real senders: these are generic templates.

Each value has a label. This is the easiest layout to read.Amount, merchant, and date sit in a single sentence. It almost never includes the card digits.Date, amount, and source are there. The merchant is missing or generic.It says a movement happened and sends you to the bank app. Only the amount arrives.

Merchant: SUPERMERCADO EJEMPLO

Amount: RD$2,480.00

Date: 06/10/2026 18:42

Card: ****4412

A purchase of RD$2,480.00 was recorded at SUPERMERCADO EJEMPLO on 06/10/2026 at 18:42.

Date 06/10/2026

Amount RD$2,480.00

Source ****4412

There was a movement for RD$2,480.00.

Check the details in your app.

Read from the alert: Amount, Merchant, Date, Card

Not in this layout:

Needs review:

Amount, merchant, date, and card are present.

Read from the alert: Amount, Merchant, Date

Not in this layout: Card

Needs review:

Context is missing. The line may stay incomplete or go to review.

Read from the alert: Amount, Date, Card

Not in this layout: Merchant

Needs review: Merchant

Context is missing. The line may stay incomplete or go to review.

Read from the alert: Amount

Not in this layout: Merchant, Date, Card

Needs review: Amount

Context is missing. The line may stay incomplete or go to review.

Read from the alert: Amount, Merchant, Date, Card. Not in this layout: . Needs review: . Amount, merchant, date, and card are present.

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